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Roamly RV Insurance Covers Your RV, Even If You Rent It Out!

Finding affordable RV insurance can be a pain, especially if you’ve got a DIY conversion (many insurance companies won’t cover van conversions) or plan to rent it out (again, insurance companies usually won’t cover you if you rent your RV on peer-to-peer services). Fortunately, Roamly RV insurance will cover you even if you’ve designed and built your own rig and/or you want to rent it out to other travelers. Read on for more…

What Is Roamly?

Roamly is an insurance company specializing in RV insurance. The people who created Roamly (RVers themselves) understand the unique insurance needs of RV owners. In fact, they understand those needs better than most insurance companies do.

Home page from Roamly's website

Roamly’s website is easy-to-navigate and provides loads of great information. Plus, you can complete their online quote form to get the process started… anytime, from anywhere.

Roamly offers RVers good coverage at rates they note are lower than most RV insurance companies. They do this by eliminating coverages that you don’t need (based on how and when you use your RV) and what type of rig you own. They offer coverage for everything from a single camper to commercial policies that cover entire fleets of RVs. In addition, Roamly’s entire support team is based in the United States and works in-house.

Roamly also offers replacement and repair coverage for tires and wheels (with no deductible!) as well as vehicle service contracts, fully transferable service plans for new and used RVs, and roadside assistance plans. Additionally, Roamly offers carshare policies (commercial insurance for individuals and fleet owners who rent vehicles) as well as boat insurance.

How Is Roamly Different From Other RV Insurance Companies?

There are a few things that make Roamly unique from most other RV insurance companies. Let’s take a look at each of these unique offerings.

Insurance Geared to How You Use Your RV

Regardless of whether you use your RV part-time (on weekends when you’re not working, for special road trips with the family, or only seasonally) or full-time (six months per year or more) Roamly can customize your insurance coverage accordingly. Either way, Roamly will customize a plan to cover you for all of the following:

  • Liability Protection (for both property damage and bodily injury)
  • Comprehensive Coverage (damage to your rig that isn’t collision-related)
  • Collision Coverage
  • Medical Payments Coverage (for you and your passengers)
  • Uninsured/Underinsured Motorist Coverage
  • Roadside Assistance
An RV broken down on the side of the road

Like many insurance companies, Roamly offers roadside assistance plans.

Coverage for RV Owners Who Rent Their RV to Other Travelers

While the type of insurance noted in the section above is relatively easy to find from just about any RV insurance company, rental insurance for anyone wanting to rent out their RV to someone else is quite unusual.

Many RV insurance companies will drop your coverage altogether if you rent out your rig to other users. However, with Roamly, you can rent your RV on sites like Outdoorsy, and you’ll be fully covered by your insurance policy. You can buy coverage for just your single RV… or can get commercial RV insurance that allows you to rent out three or more RVs on a regular basis.

Note that Roamly keeps its rates low in these instances by only insuring the time between rentals because your rental clients pay for insurance during the rental period (through the fees they pay for the rental). For example, rental services like Outdoorsy and Wheelbase Pro offer RV insurance built into the rental costs.

Coverage for DIY Van Conversions

Believe it or not, many insurance companies won’t cover van conversions, whether done by a professional upfitter or DIY. The reason for this is that they (usually) aren’t certified to comply with industry standards such as those associated with the RVIA (Recreational Vehicle Industry Association). This makes them higher risk rigs and many insurance companies won’t accept this associated risk.

Roamly, on the other hand, will insure both professionally converted and DIY vans! Check out more information about how Roamly’s offerings on van conversions.

A DIY camper van conversion boondocking

Many RV insurance companies refuse to insure DIY camper conversions, but Roamly offers insurance for these customized camper vans.

Interested? For more information on Roamly, you can call to get a quote or use their quick and easy online quote process. Use our link to head on over to Roamly’s site:

Roamly Logo - RV Insurance
Roamly RV Insurance

If you're sick of the hassles of finding quality insurance for your RV, look no further than Roamly. Built by RVers, for RVers, Roamly makes the process of getting quotes (online!), buying, and managing your RV's insurance policy easy. Need more...Show More

If you're sick of the hassles of finding quality insurance for your RV, look no further than Roamly. Built by RVers, for RVers, Roamly makes the process of getting quotes (online!), buying, and managing your RV's insurance policy easy. Need more guidance? No problem, their expert (and friendly) agents are at the ready to help you out, too.

Plus, if you're thinking of using your RV to make money while you're not using it by renting it out? Roamly's got you covered there, too. Their policies allow for that (unlike so many other players in the RV industry).

So, whether you're a part-timer, full-timer, or want to use your RV in a "side hustle" to make some extra money, check out Roamly's insurance offerings.

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Terry Stump

Tuesday 7th of October 2025

I have Safeco insurance. The first year I had my RV it got a huge scratch in it from someone mowing. I called them up sent them a couple pictures and had a check in a week or so. Very easy to deal with.

Greg

Sunday 27th of July 2025

We have insurance on our RAM Promaster 3500 van that we converted into a camper through Roamly. They required that we submit pictures of the main components in the van, etc. They provided us insurance through Progressive and it has been great. We also added our personal car to the policy as well, all through Roamly.

Our experience with Roamly has been very good.

nick

Sunday 27th of July 2025

I tried them but they do not insure Tiffins. :(

Drew

Tuesday 30th of July 2024

Last I looked Roamly didn't have 24 hour customer service. Prices were pretty good at the time but varies by location.

Jay

Sunday 28th of July 2024

It's easy to like your insurance company when you have no claims. I suggest reading the Roamy reviews, and not just the 5-star ones, before ditching Progressive. Yes, we've had major problems with Progressive, but some of that has to do with the backing from your insurance agent. If your agent isn't being helpful, switching to a different agent even with the same insurance company can make a difference. Your agent needs to adequately represent you to the insurance company in order to justify the commissions they receive. Sometimes the insurance company is unreasonable, sometimes the customer is. Be careful. Remember, if it's too good to be true, it probably is!

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